At the Bankruptcy Clinic,  your initial consultation is FREE!

Call (417) 8NO-DEBT and our friendly staff will make you an appointment for your free initial consultation. We ask that you download the following forms, fill them out as best as you can and bring the completed forms with you to your consultation. NOTE: If your forms are not completed, your appointment will be rescheduled.

Download Adobe Acrobat Reader if you don't already have Adobe Acrobat Reader, you will need to download it to be able to read the other files available for download on this website.

Income, Expense and Debt Forms

Income Sheet  (click to download form)
When filling out the income worksheet, use your paycheck stub if possible to fill in the fields. Your gross income (income before taxes) from all sources will determine whether or not you are above or below the median income for the state. This will help us determine whether or not you belong in a Chapter 7 or a Chapter 13.

When filling out the expense worksheet, use your current monthly living expenses. Some items you may not buy every month. For those types of items, add up your annual expenditures for that item and divide by twelve. That will give you a monthly expense for that item. For example, you might buy clothes for the kids right before school starts, at Christmas and on their birthday. Add up what you spend each time then divide by twelve. This is an average monthly living expense.

Debt (click to download form)
When filling out your debt worksheet, estimate the amount of the debt to the best of your ability. Don't worry if it is not exactly the amount owed. If you hire us, we will pull your credit report which will have all of the creditors that report to the credit reporting agency with the amounts owed.

Trustee Information Sheet (click to download form)
If you are seriously considering filing for bankruptcy, the Office of the United States Trustee has prepared some information to help you understand some of the consequences of filing for bankruptcy.  Download the Trustee Information Sheet for information required by 11 U.S.C. Section 341.

The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 requires certain disclosures to an "assisted person" within three days after the first date on which a debt relief agency first offers to provide any bankruptcy assistance services. To help you prepare for your first meeting with the attorneys, please download and read the following disclosures.

Section 527 (b) (click here to download form)

Section 527 (a) (2)  (click here to download form)

TOP 10 THINGS TO ASK A BANKRUPCTY ATTORNEY BEFORE YOU HIRE THEM - (click to view)