Springfield, Missouri Bankruptcy Lawyers

At the Bankruptcy Clinic LLC in Springfield, Missouri, we help people find relief from their debts. Whether you owe state or federal taxes, have unpaid credit card balances, past due medical bills or are facing foreclosure, we can work with you to find ways to minimize, and in some cases, eliminate your debt. As a family run firm, we believe in holding out a lifeline to families drowning in debt.

If you need relief from your debt, call (417) 8NO-DEBT to talk to an attorney at the Bankruptcy Clinic LLC.

The Bankruptcy Clinic LLC is a full-service bankruptcy firm. We can handle every aspect of your bankruptcy, including any trial appearances.

Bankruptcy is not easy. Sometimes it is unavoidable. Filing for bankruptcy is not a quick fix—it is a fair and legal means to allow people to find relief when they are unable to pay their bills. It can happen to anyone, and all it could take is a lost job or a large medical bill that is not paid by insurance. Chapter 7 bankruptcy and Chapter 13 bankruptcy can give you a clean start to your financial life.

As part of our bankruptcy practice, we can answer any questions about any aspect of bankruptcy, such as:

Adversary Actions: Adversary actions, or adversary proceedings, are lawsuits filed within bankruptcy proceedings. For example, when a debtor (or the trustee) disputes a creditor's claim, the debtor (or trustee) can file a lawsuit against the creditor to resolve the conflict.

FDCPA: The FDCPA (Fair Debt Collections Practices Act) provides consumers protection from certain debt collection practices. The act prohibits debt collectors from harassing debtors or engaging in other types of abusive or unfair practices.

Avoiding Foreclosure: We provide comprehensive guidance to homeowners in danger of losing their homes to foreclosure. We will discuss your specific situation and inform you of your options. Options include mortgage loan modifications and bankruptcy.

Consumer Credit Counseling: We can answer your questions about consumer credit counseling and address aspects of credit counseling that are commonly misunderstood. We encourage people to always talk to our attorneys before enrolling in any consumer credit counseling seminar.

Exemptions: Through the use of exemptions, the federal Bankruptcy Code provides some protection for specific types of property. The Bankruptcy Code establishes property exemption amounts, but it also includes provisions that may allow a debtor to use exemptions and exemption amounts provided by state law. Sometimes state exemptions can be more favorable. We can answer your questions about what you can keep.

Bankruptcy Reform Act: Recent "reforms" to the bankruptcy laws have made the process more expensive. We have incorporated those costs into our upfront price so that there will not be any additional or hidden costs at the end.

Criminal Defense Felonies and Misdemeanors: Attorney Robert F. Torp also offers criminal defense representation for Missouri felonies and misdemeanors.

The Bankruptcy Clinic LLC can help people find a way out of debt. Contact us to make an appointment for a initial consultation.