Bankruptcy Clinic, LLC • Springfield, Missouri  • Personal Bankruptcy Lawyers

Do the calls from your creditors keep you up at night? Are you months behind on your mortgage payments and credit card bills? Do you not see any way out? The Bankruptcy Clinic, in Springfield, Missouri, can help. Bankruptcy law may give you the opportunity to start over—we can stop the creditor calls and work to find ways to keep your property. Our Missouri bankruptcy attorneys will work to get you the debt relief you need to save your house and your peace of mind.

Stop Collections Calls! Call (417) 8No-Debt!

When someone must file for bankruptcy, it is not a failure. Illness, accidents, unemployment, underemployment, or many other events can create a situation in which you can’t pay your bills. We know that you’ve tried everything. The Missouri bankruptcy attorneys at the Bankruptcy Clinic will treat you with respect and work diligently to get you the fresh start you deserve.

Federal law typically allows for two types of personal bankruptcy— Chapter 7 bankruptcy and Chapter 13 bankruptcy.

Chapter 7 Bankruptcy. The goal of Chapter 7 bankruptcy is to allow you to discharge or eliminate most of your debts while protecting many of your assets.

Chapter 13 Bankruptcy. The goal of Chapter 13 bankruptcy is also to allow you to discharge or eliminate most of your debts, but instead of liquidating property, creditors are repaid, subject to the terms of a repayment plan, over a period of time from the debtors earnings. Chapter 13 bankruptcies are sometimes called a wage-earner's plan, a wage-earner plan, or an income-based plan.

The Automatic Stay - Relief from Creditor Collection

Once you file for bankruptcy under either Chapter 7 or Chapter 13, the creditor calls and other debt collection activities must stop because of the Bankruptcy Code's "automatic stay" provisions. Creditors must stop any foreclosure, collection, wage garnishment, or repossession activities.

It is important to have a bankruptcy attorney you can trust to keep you informed and make sure you understand the process.

We are dedicated to making sure your bankruptcy is done correctly and that you get relief from your burdensome debt as quickly as possible. Filing for bankruptcy has gotten more expensive and difficult because of the Bankruptcy Reform Act, but we will not tack on extra fees at the end because of it.

Call (417) 8NO-DEBT to Speak to One of Our Missouri Bankruptcy Lawyers

If you need a bankruptcy lawyer to help you stop the collection calls, contact the Bankruptcy Clinic, in Springfield, Missouri, for a free initial consultation.

The attorneys at the Bankruptcy Clinic--www.8NoDebt.com or (417) 8NO-DEBT--in Springfield, Missouri (MO), provide debt relief to communities in Southwest Missouri, including, but not limited to, Branson, Rogersville, Strafford, Battlefield, Lebanon, West Plains, Buffalo, and Bolivar.

Cedar County • Christian County • Dade County • Douglas County • Greene County • Dallas County • Howell County • Laclede County • Oregon County • Ozark County • Polk County • Pulaski County • Taney County •  Texas County •  Webster County •  Wright County