Bankruptcy Clinic, LLC • Springfield, Missouri • Chapter 7 Bankruptcy Lawyers

Many people think that the Bankruptcy Reform Act, has made it difficult or nearly impossible to discharge or eliminate debt by filing a Chapter 7 bankruptcy. The reality is that you can still file for bankruptcy under Chapter 7, subject to certain income, or "means test" requirement, it is just more expensive and requires greater attention to detail. If you try to go through the Chapter 7 process alone, or with an inexperienced attorney, you may lose more than you bargained for. At the Bankruptcy Clinic in Springfield, Missouri, we will work diligently and aggressively to help you keep your property and use the provisions of Chapter 7, to make dischargeable debt disappear.

Call the Experienced Chapter 7 Bankruptcy Attorneys at the Bankruptcy Clinic in Springfield, Missouri at (417) 8NO-DEBT!

Chapter 7 bankruptcy allows you to get rid of much of your debt--including credit card debt, but generally excluding child and spousal support obligations, most taxes, and student loans--while keeping a large percentage of your property. The Bankruptcy Code's automatic stay provisions will stop garnishments and foreclosures immediately. While Chapter 7 bankruptcy is not available to everyone, as there are income and other restrictions, at the Bankruptcy Clinic, in Springfield, Missouri, our Chapter 7 bankruptcy lawyers will help you determine if you qualify for relief under Chapter 7 and whether Chapter 7 or Chapter 13 is the right solution for you.

Exemptions

Missouri law provides for certain exemptions so that even after a bankruptcy, you will have the basics you need to return to a normal life.

Additionally, debtors may be able to re-affirm or re-promise to pay secured loans, such as mortgages or car loans, and therefore retain possession of their home or automobile.

Call (417) 8NO-DEBT to Speak to One of Our Missouri Chapter 7 Bankruptcy Lawyers

If you are drowning in debt and need a debt relief lifesaver, contact the Bankruptcy Clinic in Springfield, Missouri to discuss you situation with a bankruptcy lawyer. Call (417) 8NO-DEBT to schedule an initial consultation.