Springfield, Missouri Bankruptcy Attorneys

Many people requiring debt help may also need help obtaining legal protection from abusive debt collectors. Under the Fair Debt Collection Practices Act (FDCPA), debt collectors are prohibited from using lies, abuse and other unfair and deceptive practices. At the Bankruptcy Clinic LLC, we offer legal services to people who are being abused by debt collectors.

Are you experiencing abusive phone calls and letters from a debt collector? Learn about your protections under the FDCPA. Call the Bankruptcy Clinic LLC at (417) 8NO-DEBT to schedule an initial consultation with a lawyer.

What is a FDCPA Violation?

Congress passed the FDCPA in 1977. Under the FDCPA, debt collectors are required to treat you with truth, fairness, dignity and respect. Our attorneys can help you understand when debt collectors are not following the law. We sue abusive debt collectors who engage in tactics such as the following:

• Lying to you about who they are or what you owe
• Calling your workplace and talking to your boss, aiming to get you into trouble so you will pay a debt
• Calling you names, using profanity or belittling you
• Calling family or friends, telling them you owe money and won't pay, trying to embarrass you into paying a debt

The Bankruptcy Clinic LLC can bring a claim against the debt collector that is in violation of the FDCPA. It is important to note that claims must be brought within one year of the violation. You may be entitled to compensation such as the following:

• Statutory damages up to $1,000
• Actual damages for lost wages or medical bills
• Attorneys' fees paid
• Costs paid such as filing fees and deposition fees

If you believe you have been abused by a debt collector in violation of the FDCPA, call the Bankruptcy Clinic LLC at (417) 8NO-DEBT to schedule an initial consultation.